ROI Calculator

Calculate Return on Investment, analyze profit/loss, and make informed investment decisions with comprehensive ROI analysis

ROI Analysis

0.00% Total ROI
₹0.00 Net Profit/Loss
0.00% Annualized ROI
Initial Investment: ₹0.00
Current Value: ₹0.00
Investment Status: --

Advanced ROI Analysis

0.00% Total Returns (CAGR)
₹0.00 Total Gains
0.00% Simple ROI
Total Invested: ₹0.00
Current Value: ₹0.00
Dividend Yield: 0.00%

Investment Comparison

Investment A Better Performer
0.00% Investment A ROI
0.00% Investment B ROI
A - Annualized ROI: 0.00%
B - Annualized ROI: 0.00%
Performance Gap: 0.00%

How to Use the ROI Calculator

Our comprehensive ROI calculator provides essential tools for Return on Investment analysis and investment decision making:

📊 Basic ROI Calculator

Calculate simple ROI using formula: ROI = (Current Value - Initial Investment) / Initial Investment × 100. Also provides annualized ROI: [(Final Value/Initial Value)^(1/Years) - 1] × 100.

🔍 Advanced Analysis

Comprehensive ROI calculation including additional investments, dividends, and CAGR analysis. Accounts for multiple cash flows and provides detailed investment performance metrics.

⚖️ Investment Comparison

Compare two investments side-by-side with annualized returns, helping choose better performing options. Essential for portfolio optimization and investment decision making.

ROI Applications: Stock investments, mutual funds, real estate, business projects, marketing campaigns, fixed deposits, bonds. Positive ROI indicates profit, negative ROI shows loss. Compare with inflation rate for real returns.

Frequently Asked Questions

How do you calculate ROI percentage?
ROI is calculated using the formula: ROI = (Net Profit ÷ Cost of Investment) × 100. Net Profit = Current Value - Initial Investment. For example, if you invest ₹1,00,000 and it becomes ₹1,20,000, ROI = (20,000÷100,000) × 100 = 20%.
What is the difference between ROI and annualized ROI?
Simple ROI shows total return over entire period. Annualized ROI shows yearly return rate using formula: [(Final Value/Initial Value)^(1/Years) - 1] × 100. Annualized ROI helps compare investments with different time periods.
What is considered a good ROI percentage?
Good ROI varies by investment type. Stock market: 8-12% annually, Real estate: 6-10%, Fixed deposits: 3-7%, Business: 15-25%. ROI should exceed inflation rate (typically 4-7% in India) for real wealth creation.
How do you calculate ROI with multiple investments?
For multiple investments, use: ROI = (Current Value + Dividends - Total Investments) ÷ Total Investments × 100. Total Investments includes initial and additional amounts. Use XIRR or CAGR for time-weighted returns.
Can ROI be negative and what does it mean?
Yes, negative ROI means loss. If you invest ₹1,00,000 and current value is ₹80,000, ROI = -20%. This indicates poor investment performance. Always analyze reasons and consider exit strategy for consistently negative ROI investments.