1. What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They help websites work efficiently and provide owners with information about how users interact with their pages.

CalculatorSky uses cookies to remember your preferences, keep your session secure, and understand how our tools are used so we can improve them.

Cookie-Free Calculations

All calculator logic runs entirely in your browser. Your inputs — loan amounts, salaries, investment figures — are never sent to our servers. Cookies only handle preferences and analytics, never your calculation data.

2. How We Use Cookies

We use cookies for the following purposes:

  • Theme preference — Remembering whether you prefer light or dark mode so you don't have to set it on every visit.
  • Session management — Keeping your session active and secure while you navigate between calculator pages.
  • Analytics — Understanding which calculators are most popular, how users navigate the site, and where we can improve (only with your consent).
  • Advertising — Serving relevant ads through Google AdSense to keep CalculatorSky free for everyone (only with your consent).

We do not use cookies to collect personal identification information, track you across other websites, or sell your data to third parties.

3. Types of Cookies We Use

Essential Cookies

These cookies are required for the website to function. They cannot be disabled. They do not store personally identifiable information.

Preference Cookies

These remember your settings (such as dark/light mode) so your experience is consistent across visits. You can clear these by clearing your browser's local storage.

Analytics Cookies

Used via Google Analytics (GA4) to collect aggregated, anonymous data about how visitors use CalculatorSky. This helps us understand traffic patterns and improve our tools. These are only loaded after you give consent.

Advertising Cookies

Google AdSense may place cookies to show relevant advertisements. These cookies may track your browsing across websites to personalise ads. They are only active with your consent.

5. Third-Party Cookies

Some cookies on CalculatorSky are set by third-party services we use:

  • Google Analytics (GA4) — Provides anonymous usage statistics. Governed by Google's Privacy Policy.
  • Google AdSense — Displays advertisements to support free access to our tools. Governed by Google's Advertising Policy.
  • Google Fonts — Loads the Onest font for consistent typography. Google may log requests but does not set tracking cookies from font requests.

We do not control how third-party cookies behave. Please review their respective privacy policies for full details.

6. Managing Cookies

You have full control over cookies. Here are your options:

Browser Settings

Most browsers allow you to view, block, or delete cookies through their settings:

  • Chrome: Settings → Privacy and security → Cookies and other site data
  • Firefox: Options → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Manage Website Data
  • Edge: Settings → Cookies and site permissions → Cookies and site data

Opt Out of Google Analytics

Install the Google Analytics Opt-out Browser Add-on to prevent GA4 from collecting your data across all websites.

Opt Out of Personalised Ads

Visit Google Ad Settings or AboutAds.info to opt out of interest-based advertising.

7. Your Choices

When you first visit CalculatorSky, a cookie consent banner gives you a clear choice:

  • Accept All — Enables analytics and advertising cookies in addition to essential ones.
  • Decline — Only essential cookies run. Analytics and advertising cookies are blocked.

You can change your preference at any time by clearing your browser's localStorage for calculatorsky.com and reloading the page. The consent banner will reappear.

Essential Cookies Always Active

Theme preference and consent records are stored in your browser's localStorage (not traditional cookies) and are strictly necessary for the site to function correctly. These cannot be disabled.

9. Policy Updates

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will update the "Last Updated" date at the top of this page.

We encourage you to review this policy periodically. Continued use of CalculatorSky after changes are posted constitutes your acceptance of the updated policy.

10. Contact Information

Privacy & Cookie Support

For questions about cookies, privacy settings, or to exercise your rights:

contact@calculatorsky.com