Capital Gains Calculator

Calculate short-term & long-term capital gains tax for stocks, mutual funds, and real estate investments

Capital Gains Tax

₹0 Tax Payable
₹0 Capital Gains
₹0 Post-Tax Gains
Holding Period: 0 days
Gains Type: --
Tax Rate: --

Mutual Fund Tax

₹0 Tax Payable
₹0 Capital Gains
₹0 Post-Tax Gains
Holding Period: 0 days
Fund Type: Equity Funds
Tax Rate: --

Real Estate Tax

₹0 Tax Payable
₹0 Indexed Capital Gains
₹0 Post-Tax Gains
Holding Period: 0 years
Indexation Benefit: ₹0
Tax Rate: 20%

How to Use the Capital Gains Calculator

Our comprehensive capital gains calculator helps you calculate tax liability on different asset classes in India:

📈 Equity/Stocks Calculator

Calculate capital gains tax on equity investments. STCG (Short-Term Capital Gains) taxed at 15% for holdings <1 year, LTCG (Long-Term Capital Gains) taxed at 10% above ₹1 lakh for holdings ≥1 year.

💼 Mutual Funds Calculator

Calculate tax on mutual fund redemptions based on fund type and holding period. Equity funds follow equity taxation rules, while debt funds have different STCG/LTCG criteria and rates.

🏘️ Real Estate Calculator

Calculate capital gains tax on property sales with indexation benefits for LTCG. Includes improvement costs and transfer expenses. LTCG taxed at 20% with indexation after 2 years holding.

Important: This calculator provides estimates based on current tax rates. Consult a tax advisor for complex scenarios and accurate tax planning.

Frequently Asked Questions

What is the difference between STCG and LTCG?
STCG (Short-Term Capital Gains) applies to assets held for shorter periods and is taxed at higher rates. LTCG (Long-Term Capital Gains) applies to assets held longer and gets preferential tax treatment with lower rates.
How is capital gains tax calculated on stocks?
For stocks: STCG (holding <1 year) is taxed at 15%. LTCG (holding ≥1 year) is taxed at 10% on gains exceeding ₹1 lakh per financial year. STT and transaction costs are deductible.
What is indexation benefit in real estate?
Indexation adjusts the purchase price for inflation using Cost Inflation Index (CII). This reduces taxable capital gains for LTCG on real estate, effectively lowering the tax burden.
Are there any exemptions available for capital gains tax?
Yes, exemptions include Section 54 (reinvestment in residential property), Section 54F (investment in new residential property), and Section 54EC (investment in specified bonds) for real estate gains.
How are mutual fund capital gains taxed?
Equity funds follow equity taxation (15% STCG, 10% LTCG). Debt funds: STCG taxed as per income tax slab, LTCG at 20% with indexation (holding >3 years). Hybrid funds taxed based on equity allocation.